Financing & Incentives
With PG&E rates climbing every year, solar pays for itself faster than ever. Flexible financing options make it easy to start saving from day one.
Financing Options
We offer multiple ways to finance your solar installation. Our team will help you find the best fit for your budget.
$0 Down Solar Loans
Through SunGage Financial, get approved on the spot with zero down and low monthly payments that often cost less than your current electric bill. Zero down payment. On-the-spot approval. You own the system. Payments often less than your electric bill. Best for most homeowners.
Cash Purchase
Maximize your lifetime savings with an outright purchase. No interest, no monthly payments, and the best long-term ROI. Highest lifetime savings. No interest payments. Immediate full ownership. Best long-term ROI. Best for maximum savings.
HELOC
Use your home's equity to finance your solar installation. Work with your existing bank for easy approval and competitive rates. Competitive interest rates. Tax-deductible interest. Flexible repayment terms. Best for homeowners with equity.
Lease Program
Low monthly payments with no upfront costs. Perfect for those who want simplicity and predictable energy costs. No upfront costs. Predictable monthly payments. Maintenance included. Easy transfer if you move. Best for simplicity seekers. Coming Soon.
Additional Benefits for Businesses
Commercial solar delivers exceptional ROI through MACRS accelerated depreciation and decades of reduced operating costs. With PG&E commercial rates continuing to climb, businesses that generate their own power gain a lasting competitive advantage.
- MACRS Depreciation — 5-year accelerated cost recovery
- Property Tax Exclusion — No added property taxes
- Lower Operating Costs — Predictable energy expenses for decades
Find the Right Option for You
Our team will walk you through all your options and help you find the financing that makes the most sense for your situation.